MANIFESTING MINDSET ACADEMY PRIVACY POLICY 
1. I RESPECT YOUR PRIVACY

    a. I respect your right to privacy and am committed to safeguarding the privacy of my customers and website visitors. This
         policy sets out how I collect and treat your personal information.

    b. I adhere to the Australian Privacy Principles contained in the Privacy Act 1988 (Cth) and to the extent applicable, the EU
        General Data Protection Regulation (GDPR).

    c. “Personal information” is information I hold which is identifiable as being about you. This includes information such as
         your name, email address, identification number, or any other type of information that can reasonably identify an 
         individual, either directly or indirectly.

    d. You may contact me in writing at info@katrinakavvalos.com for further information about this Privacy Policy.
 

2. WHAT PERSONAL INFORMATION IS COLLECTED 

    a. I will, from time to time, receive and store personal information you submit to my website, provided to me directly or
        given to me in other forms.

    b. You may provide basic information such as your name, phone number, address and email address to enable me to send
         you information, provide updates and process your product or service order.

    c. I may collect additional information at other times, including but not limited to, when you provide feedback, when you
        provide information about your personal or business affairs, change your content or email preference, respond to
        surveys and/or promotions.

    d. Additionally, I may also collect any other information you provide while interacting with me.

    e. I do not hold any financial information that belongs to you, however you should be aware that you may be providing
        financial information to a third party billing service to whom you may be directed at the time of agreeing to a service or
        purchasing a product on my website. Please ensure that you have thoroughly read their terms and conditions prior to
        the use of their services, as information provided to a third party is subject to their terms and conditions and not these.
 

3. HOW I COLLECT YOUR PERSONAL INFORMATION 

    a. I collect personal information from you in a variety of ways, including when you interact with me electronically or in 
        person, when you access my website and when I engage in business activities with you. I may receive personal 
        information from third parties. If I do, I will protect it as set out in this Privacy Policy.

    b. By providing me with personal information, you consent to the supply of that information subject to the terms of this
        Privacy Policy.
 

4. HOW I USE YOUR PERSONAL INFORMATION 

    a. I may use personal information collected from you to provide you with information about my products or services. I may
        also make you aware of new and additional products, services and opportunities available to you.

    b. I will use personal information only for the purposes that you consent to. This may include to:

        i. provide you with products and services during the usual course of my business activities;
        ii. administer my business activities;
        iii. manage, research and develop my products and services;
        iv. provide you with information about my products and services;
        v. communicate with you by a variety of measures including, but not limited to, by telephone, email, sms or mail; and
        vi. investigate any complaints.

    c. If you withhold your personal information, it may not be possible for me to provide you with my products and services or
        for you to fully access my website.

    d. I may disclose your personal information to comply with a legal requirement, such as a law, regulation, court order, 
        subpoena, warrant, legal proceedings or in response to a law enforcement agency request.

    e. If there is a change of control in my business or a sale or transfer of business assets, I reserve the right to transfer to the
        extent permissible at law my user databases, together with any personal information and non-personal information 
        contained in those databases.
 

5. DISCLOSURE OF YOUR PERSONAL INFORMATION 

    a. I may disclose your personal information to any of my employees, officers, insurers, professional advisers, agents, 
        suppliers or subcontractors insofar as reasonably necessary for the purposes set out in this privacy policy.

    b. If I do disclose your personal information to a third party, I will protect it in accordance with this privacy policy.
 

6. GENERAL DATA PROTECTION REGULATION (GDPR) FOR THE EUROPEAN UNION (EU)

    a. I will comply with the principles of data protection set out in the GDPR for the purpose of fairness, transparency and
        lawful data collection and use.

    b. I process your personal information as a Processor and/or to the extent that I am a Controller as defined in the GDPR.

    c. I must establish a lawful basis for processing your personal information. The legal basis for which I collect your personal
        information depends on the data that I collect and how I use it.

    d. I will only collect your personal information with your express consent for a specific purpose and any data collected will
        be to the extent necessary and not excessive for its purpose. I will keep your data safe and secure.

    e. I will also process your personal information if it is necessary for my legitimate interests, or to fulfil a contractual or legal
        obligation.

    f. I process your personal information if it is necessary to protect your life or in a medical situation, it is necessary to carry 
       out a public function, a task of public interest or if the function has a clear basis in law.

    g. I do not collect or process any personal information from you that is considered “Sensitive Personal Information” under
        the GDPR, such as personal information relating to your sexual orientation or ethnic origin unless I have obtained your
        explicit consent, or if it is being collected subject to and in accordance with the GDPR.

    h. You must not provide me with your personal information if you are under the age of 16 without the consent of your 
         parent or someone who has parental authority for you. I do not knowingly collect or process the personal information of
         children.
 

7. YOUR RIGHTS UNDER THE GDPR

    a. If you are an individual residing in the EU, you have certain rights as to how your personal information is obtained and 
        used. I comply with your rights under the GDPR as to how your personal information is used and controlled if you are an
        individual residing in the EU;

    b. Except as otherwise provided in the GDPR, you have the following rights:

        a. to be informed how your personal information is being used;
        b. access your personal information (I will provide you with a free copy of it);
        c. to correct your personal information if it is inaccurate or incomplete;
        d. to delete your personal information (also known as “the right to be forgotten”);
        e. to restrict processing of your personal information;
        f. to retain and reuse your personal information for your own purposes;
        g. to object to your personal information being used; and
        h. to object against automated decision making and profiling. 

    c. Please contact me at any time to exercise your rights under the GDPR at the contact details in this Privacy Policy.
 

8. SECURITY OF YOUR PERSONAL INFORMATION 

    a. I am committed to ensuring that the information you provide to me is secure. In order to prevent unauthorised access or
        disclosure, I have put in place suitable physical, electronic and managerial procedures to safeguard and secure 
        information and protect it from misuse, interference, loss and unauthorised access, modification and disclosure.

    b. Where I employ data processors to process personal information on my behalf, I only do so on the basis that such data
         processors comply with the requirements under the GDPR and that have adequate technical measures in place to 
         protect personal information against unauthorised use, loss and theft.

    c. The transmission and exchange of information is carried out at your own risk. I cannot guarantee the security of any 
        information that you transmit to me, or receive from me. Although I take measures to safeguard against unauthorised
        disclosures of information, I cannot assure you that personal information that I collect will not be disclosed in a manner 
        that is inconsistent with this Privacy Policy.
 

9. ACCESS TO YOUR PERSONAL INFORMATION

    a. You may request details of personal information that I hold about you in accordance with the provisions of the Privacy 
         Act 1988 (Cth), and to the extent applicable the EU GDPR. If you would like a copy of the information which I hold about
         you or believe that any information I hold on you is inaccurate, out of date, incomplete, irrelevant or misleading, please
         email me at info@katrinakavvalos.com

    b. I reserve the right to refuse to provide you with information that I hold about you, in certain circumstances set out in the
        Privacy Act or any other applicable law.
 

10. COMPLAINTS ABOUT PRIVACY 

    a. If you have any complaints about my privacy practices, please feel free to send in details of your complaints to 
        info@katrinakavvalos.com. I take complaints very seriously and will respond shortly after receiving written notice of your
        complaint.
 

11. CHANGES TO PRIVACY POLICY 

    a. Please be aware that I may change this Privacy Policy in the future. I may modify this Policy at any time, in my sole 
        discretion and all modifications will be effective immediately upon me posting of the modifications on my website or 
        notice board. Please check back from time to time to review my Privacy Policy.
 

12. WEBSITE 

    a. When you visit my website

           When you come to my website (www.ManifestingMindsetAcademy.com), I may collect
           certain information such as browser type,  operating system, website visited immediately before coming to my site, etc.
           This information is used in an aggregated manner to analyse how people use my site, such that I can improve my 
           service.

    b. Third party sites

           My site may from time to time have links to other websites not owned or controlled by me. These links are meant for 
           your convenience only. Links to third party websites do not constitute sponsorship or endorsement or approval of 
           these websites. Please be aware that I am not responsible for the privacy practises of other such websites. I encourage
           my users to be aware, when they leave my website, to read the privacy statements of each and every website that 
           collects personal identifiable information.
 

13. USE OF COOKIES 

     a. What is a Cookie?

     A cookie is a small piece of data that a website asks your browser to store on your computer or mobile device. The cookie
     allows the website to “remember” your actions or preferences over time. Most Internet browsers support cookies; 
     however, users can set their browsers to decline certain types of cookies or specific cookies. Further, users can delete 
     cookies at any time.

     b. Why do I use cookies?

     I use cookies to learn how you interact with my content and to improve your experience when visiting my website(s). For 
     example, some cookies remember your language or preferences so that you do not have to repeatedly make these choices
     when you visit one of my websites. I also use cookies to help me with geolocation tracking in order to present you with the
     more relevant information. Additionally, cookies allow me to serve you specific content, such as videos on our website(s). I
     may employ the learnings of your behaviour on my website(s) to serve you with targeted advertisements on third-party 
     website(s) in an effort to “re-market” my products and services to you.

    c. What types of cookies do we use?
 
         (i) First-Party and Third-Party Cookies – I use both first-party and third-party cookies on my website. First-party cookies
              are cookies issued from my domain that are generally used to identify language and location preferences or render
              basic site functionality. Third-party cookies belong to and are managed by other parties, such my service providers. 
              These cookies may be required to render certain forms within my website.
 
        (ii) Session Cookies – Session cookies are temporary cookies that are used to remember you during the course of your
              visit to the website, and they expire when you close the web browser.
 
        (iii) Persistent Cookies – Persistent cookies are used to remember your preferences within the website and remain on 
               your desktop or mobile device even after you close your browser or restart your computer. I use these cookies to 
               analyse user behaviour to establish visit patterns so that I can improve my website functionality for you and others.   
               who visit our website(s). These cookies also allow me to serve you with targeted advertising and measure the 
               effectiveness of my site functionality and advertising.
 
    d. How are cookies used for advertising purposes?
 
   Cookies and ad technology such as web beacons, pixels, and anonymous ad network tags help me serve relevant ads to
   you more effectively. They also help me collect aggregated audit data, research, and performance reporting for 
   advertisers. Pixels enable me to understand and improve the delivery of ads to you, and know when certain ads have 
   been shown to you. Since your web browser may request advertisements and web beacons directly from ad network 
   servers, these networks can view, edit, or set their own cookies, just as if you had requested a web page from their site. 

   Although I do not use cookies to create a profile of your browsing behavior on third-party sites, I do use aggregate data 
   from third parties to show you relevant, interest-based advertising. I do not provide any personal information that I collect 
   to advertisers. You can opt out of off-site and third-party-informed advertising by adjusting your cookie settings. Opting out
   will not remove advertising from the pages you visit, but, instead, opting out will result in the ads you see not being 
   matched to your interests. This implies that the ad(s) you see will not be matched to your interests by those specific cookies.
 
    e. How are third party cookies used?
 
   For some of the functions within my websites I use third party suppliers, for example, when you visit a page with videos
   embedded from or links to YouTube. These videos or links (and any other content from third party suppliers) may contain 
   third party cookies, and I encourage you to consult the privacy policies of these third party vendors on their websites for 
   information regarding their use of cookies.
 
    f. How do I reject and delete cookies?
 
    You can choose to reject or block all or specific types of cookies set by virtue of your visit to my website by clicking on the
    cookie preferences on my website(s). You can change your preferences for my websites and/or the websites of any third
    party suppliers by changing your browser settings. Please note that most browsers automatically accept cookies. Therefore,
    if you do not wish cookies to be used, you may need to actively delete or block the cookies. If you reject the use of cookies,
    you will still be able to visit my websites but some of the functions may not work correctly. By using my website without
    deleting or rejecting some or all cookies, you agree that we can place those cookies that you have not deleted or rejected
    on your device.
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